Self-submitted term life, first inquiry to policy in force
One applicant followed from her first chat with an AI advisor through a fully autonomous underwriting run: AI needs-analysis and a one-page self-service application → intake verification with parallel lab, background, and MVR orders → secure portal uploads of the lab results and the attending-physician statement → automated Preferred Plus risk classification → generated policy package, applicant-portal decision, signed receipt, and policy in force. Every applicant step runs through the self-serve portal — first inquiry to policy in force, entirely self-served. Days, not weeks.
Human gateFully autonomous underwriting — no internal handoffs; secure, identity-verified portal uploads bring in the applicant, the exam lab, and the attending physician.
SystemsAI advisor intake · self-service application + applicant portal · lab / background / MVR orders · APS upload · automated risk classification · policy generation and issuance.
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